Company Profile

All Finances in One Place

Innovating yet simplifying payments

About Us

Who we are? Why are we here?

ZainCash was founded on the premise that basic payment services must be accessible, helpful, and easy, and so it was licensed in 2016 under the Central Bank of Iraq to offer electronic financial services.

ZainCash is building a unique ecosystem of products and services that led to awarding it the “Telecom Lead Innovation” in 2019 and nominated for “The Best Mobile Innovation supporting Emergency” by the GSMA in 2020/21. Since its inception, ZainCash facilitated billions of transactions for individuals, businesses, gov’t entities, and charity organizations, and continues to enable communities.

ZainCash has always put product innovation at the forefront to power individuals and businesses in daily lives and operations. ZainCash digital financial services features best in class partners.

Let's explore how innovative banking can transform Iraq's economy.

– Yazen Altimimi, CEO

ZainCash has always put product innovation at the forefront

  1. 2016

    ZainCash licensed by the Central Bank of Iraq as a Mobile Wallet Payment Company, Began supporting humanitarian agencies in cash assistance, Launched first Online payment gateway in Iraq

  2. 2017

    ZainCash expands business services to Include payroll and bill collection

  3. 2018

    ZainCash launches retail payment via QR Code, Launched WalletCard (Mastercard companion card)

  4. 2019

    Integrated with local banks to allow deposits, Introduced cash-out through IRIS Authentication

  5. 2020

    Enabled cash-In through Visa and Mastercard

  6. 2021

    Launch of eKYC registration for customers

  7. 2022

    Launched Visa Virtual reloadable card

  8. 2023

    Launched International Transfer through Western Union (Send/Receive), Enabled 3D Face authentication

  9. 2024

    Migrated to Temenos T24 core digital wallet system

  10. 2025

    Providing digital onboarding to enable customers to register ZainCash wallet digitally within minutes

Simplify all Payments

Our Platform

We want to simplify all payments. Our goal is to make managing, spending, saving, investing, and borrowing money easier, cheaper and safer. We can accomplish it by designing best-in-class products driven by best technologies and integrated with best service providers.

Security and Consumer protection

ZainCash is committed to providing its customers with a safe and secure mobile money experience. We take security very seriously and have implemented several measures to protect customers money from fraud and misuse.

We use industry-leading security features, FaceID authentication, 3D Secure notifications, Multi-factor authentication, and more.

Investing in Security: We are constantly investing in new security measures to keep customers money safe. We have a team of security experts who are always working to identify and mitigate risks.

Be Part of Something Great

We're excited to get to know you better and share more about ZainCash. Through the recruitment process, you'll learn more about the people who work here, our culture, and your benefits. Plus, we'll give you more insight into the position, the team, and your new teammates.

At ZainCash, we have a robust recruitment process to help attract and hire the best talent. Hopefully, that includes you! Let's find out if we align with your career goals and if ZainCash offers you the opportunity to learn, grow, and thrive.

See Open Roles
Zaincash has streamlined operations by simplifying payment flow between customers, drivers and finance operations

– Toters Management, Leading Food Delivery Company

ZainCash Digital Financial Services Features Best Class Partners

Ranked as the 11th leading fintech company in the Middle East in 2025

ZainCash ranked as a top Fintech company by Forbes Magazine in 2023 & 2024 & 2025