Business Pricing & Limits

1. Merchant of Small Projects Wallet:

ZainCash provides this wallet to empower small merchants with effortless access to digital financial solutions, facilitating smooth transactions, bill settlements, and money transfers.

Wallet Type
Merchant of Small Projects
Wallet Capacity
30M
Transaction type
Fees
Limits
Western Union
X
X
Merchant payment gateway
1% with min 500 IQD
30 M - Monthly
Local money transfer
0.1%
10 M - Monthly
Mastercard - Top up
Free
20 M - Monthly
Mastercard transfer to wallet
Free
Wallet Capacity
Card Management Fees (Cards Inactive for 6 Months)
1.5% (3,000 IQD minimum)
Every 6 months (IQD Balance Only)
Top-up by Visa/Mastercard
Free
1 M Per Trx - 10M - Monthly
Cash disbursement
Free - via online dashboard
Wallet Capacity
Cash-in via agent
3,000 IQD Per Transaction
20 M - Monthly
Cash-in via bank
Free
Wallet Capacity
Cash-out ATM
Depends on the ATM (0.4% Maximum) with minimum fees 600 IQD.
2 M Daily - 10 Monthly
Cash-out via agent
0.7% with min 750 IQD
10 M - Monthly
Cash-out via Bank
X
X

Required Documents:

Small Merchant Wallet
Required Documents
Small Merchant Wallet
  • Wallet number.
  • National ID (Front & back).
  • Residence card (Front & back).
  • Live photo.
  • KYC form.
  • Business evidence.

2. Merchant Wallet:

ZainCash offers a special wallet for merchants to ease your commercial transactions through a variety of comprehensive and developed services, which will provide you and your customers with instant, fast, and easy E-payment services.

Wallet Type
Merchant
Wallet Capacity
500M
Transaction type
Fees
Limits
Western Union
X
X
Merchant payment gateway
0.6% with min 150 IQD
500 M - Monthly
Local money transfer
0.25% with min 250 IQD
500 M - Monthly
Mastercard - Top up
Free
20 M - Monthly
Mastercard transfer to wallet
Free
Wallet Capacity
Card Management Fees (Cards Inactive for 6 Months)
1.5% (3,000 IQD minimum)
Every 6 months (IQD Balance Only)
Top-up by Visa/Mastercard
X
X
Cash disbursement
Free - via online dashboard
Wallet Capacity
Cash-in via agent
3,000 IQD Per Transaction
10 M - Monthly
Cash-in via bank
Free
Wallet Capacity
Cash-out ATM
Depends on the ATM (0.4% Maximum) with minimum fees 600 IQD.
2 M Daily - 10 Monthly
Cash-out via agent
0.75% with min 750 IQD
2.5 M Daily
Cash-out via Bank
Internal Transfer 0.05% - with min 6,000 IQD / RTGS 0.1% - with min 6,000 IQD
Wallet Capacity

Required Documents:

Merchant Wallet
Required Documents
Merchant Wallet
  • Wallet number.
  • ID of the commercial Chamber or professional practice certificate.
  • Rental Document for Workplace.
  • Bank account of Business Owner.
  • National ID (Front & back).
  • Residence card (Front & back).
  • Live photo.
  • KYC form.
  • Business evidence.

3. Company & NGO Wallet:

ZainCash Wallet offers a comprehensive, secure, and efficient payment solution tailored for businesses and NGOs with a reliable, electronic solution. Our advanced payment services support both one-time and recurring transactions, ensuring convenience, security, and efficiency for your financial operations.

Wallet Type
Company & NGO
Wallet Capacity
25B
Transaction type
Fees
Limits
Western Union
X
X
Merchant payment gateway
0.6% with min 150 IQD
20 B - Monthly
Local money transfer
0.25% with min 250 IQD
500 M - Monthly
Mastercard - Top up
Free
20 M - Monthly
Mastercard transfer to wallet
Free
Wallet Capacity
Card Management Fees (Cards Inactive for 6 Months)
1.5% (3,000 IQD minimum)
Every 6 months (IQD Balance Only)
Top-up by Visa/Mastercard
X
X
Cash disbursement
Free - via online dashboard
Wallet Capacity
Cash-in via agent
3,000 IQD Per Transaction
10 M - Monthly
Cash-in via bank
Free
Wallet Capacity
Cash-out ATM
Depends on the ATM (0.4% Maximum) with minimum fees 600 IQD.
2 M Daily - 10 Monthly
Cash-out via agent
0.75% with min 750 IQD
2.5 M Daily
Cash-out via Bank
Internal Transfer - 0.05% - with min 6,000 IQD / RTGS - 0.1% - with min 6,000 IQD
Wallet Capacity

Required Documents:

Company Wallet
Required Documents
Company Wallet
  • Wallet number.
  • Company registration certificate.
  • Meeting minutes.
  • Foundation Decision.
  • Bank account for the company.
  • Rental Document for Workplace.
  • Bank account of Business Owner.
  • Authorized person National ID (Front & back).
  • Authorized person Residence card (Front & back).
  • Authorized person Live photo.
  • Authorized Director (CEO) National ID (Front & back).
  • Authorized Director (CEO) Residence card (Front & back).
  • Company shareholders 1: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 2: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 3: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 4: National ID (Front & back), Residence card (Front & back).
  • KYC form

Required Documents:

NGO Wallet
Required Documents
NGO Wallet
  • Wallet number.
  • NGO registration certificate.
  • NGO By-law documents.
  • NGO Bank account.
  • Rental Document for Workplace.
  • Authorized person official letter.
  • Authorized person National ID (Front & back).
  • Authorized person Residence card (Front & back).
  • Authorized person Live photo.
  • Authorized Director National ID (Front & back).
  • Authorized Director Residence card (Front & back).
  • NGO shareholders 1: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 2: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 3: National ID (Front & back), Residence card (Front & back).
  • Company shareholders 4: National ID (Front & back), Residence card (Front & back).
  • KYC from

Get started in 3 steps

01

Go to Business Wallet Registration

Register Now
02

Fill out form details

03

We’ll contact you as soon as possible